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Browse Articles Categories " Finance "



Unsecured Loans
14 Mar 2008 02:11:36 | Matthew Bourne
      When looking for a personal loan, borrowers normally have two options to choose from - unsecured personal loans or secured personal loans. Unsecured loans are loans where the borrower does not have to officially put down any collateral against the loan. They are open to both homeowners and tenants, although some provide ...


Option Spread Trading
14 Mar 2008 02:11:36 | Steven T. Ng
      Spread trading is a technique that can be used to profit in bullish, neutral or bearish conditions. It basically functions to limit risk at the cost of limiting profit as well. Spread trading is defined as opening a position by buying and selling the same type of option (ie. Call or Put) at the same time. For example, if you buy a call option for s ...


Seller Financing - Why Be The Bank?
14 Mar 2008 02:11:36 | Steve Gillman
      Why offer seller financing? Let me give you an example. Many years ago I bought a rental property, and then realized I didn't want to be a landlord. So nine months later I sold it for 15% more than I paid, without fixing or improving a thing. The easy terms are what sold it. I took $1000 down, and years later, I still get a payment every mont ...


6 REALLY COOL THINGS
14 Mar 2008 02:11:36 | Tom Levine
      6 REALLY COOL THINGS About Becoming the King of your Castle! If you want to be a millionaire, if you want to be smart with your money, if you want to get ahead in life, build security, establish equity, and retire in confidence, then you must, simply MUST become the King of your Castle! You need to buy y ...


Everyone is A Prospect
14 Mar 2008 02:11:36 | Peter F. Baigent CFP, CLU, CHFC, RFP.
      An article about finding prospects for financial services. My first year in the life insurance business was hell! I had come into the industry from the general insurance field. I worked for an insurance company, but quickly figured out that the money was in sales, or the agency end of the business. I later learned that the real money wa ...


Innovative Form of Business Debt Management Saves Thousands
14 Mar 2008 02:11:36 | Herman Drost
      As any business owner knows, being sued can be a stressful, time- consuming, and expensive experience. In fact, it can be absolutely devastating for a business, leading to financial ruin and even bankruptcy. Add to that the public's knowledge of your company having to defend itself in court, and a law ...


How to Find the Best Debt Consolidation Secured Loan
14 Mar 2008 02:11:36 | John Mussi
      If debt is a way of life for you, it's time for you to consider finding a debt consolidation secured loan. This loan is designed so that you can pay off some or all of your debt, leaving you with a single low monthly payment instead of multiple payments that keep increasing as time goes by. Since you offer co ...


BBC announces online financial health check
14 Mar 2008 02:11:36 | Richard Green
      Controlling your finances in the UK has never been more difficult; national levels of personal debt spiralling out of control, house prices out of reach for most first-time buyers, high street banks warning of increased numbers of people unable to pay off their debts, and the oncoming pensions time bomb ...


Who Does The Agent Really Work For?
14 Mar 2008 02:11:36 | Carey Pott
      In many states, the sub-agency has been eliminated. In these states, if an agent is working for a buyer, he or she is a buyer agent. In this case the buyer must pay the percentage or fee to the broker or agent. If the agent is working for the seller, he or she is a seller agent (or conventional). That clears up some of the confu ...


Buy and Hold
14 Mar 2008 02:11:36 | Ulli G. Niemann
      A recent cartoon in my daily newspaper showed two guys sitting in a bar. One is saying to the other: “I did learn something from my broker...how to diversify my investment losses.” While this struck me as funny, there is certainly an element of truth to it judging by the number of tragic e-mails and ...


Understanding Credit Files to Repair Credit
14 Mar 2008 02:11:36 | Jonathan Cheong
      If you are in debt and nagged daily by creditors you might want to understand your credit files to repair your credit. If you are delinquent in payments your credit score is affected, and often you can't get a loan. There are exceptions but if you are able to get a loan or credit card you will be paying high interest rates. Your cre ...


A Budget Doesn’t Limit You, It Gives You Freedom
14 Mar 2008 02:11:36 | James Dimmitt
      Mention the “b” word, as in BUDGET, to a friend and they’ll look at you like you have a third eye growing from the middle of your forehead. For most people the word budget too often carries negative meanings such as limits, restrictions, living on an allowance, giving things up, no shopping, no fun. Unfortunately, the point they’re missing is t ...


The best time to repair your credit is now
14 Mar 2008 02:11:36 | Darren McLaughlin
      /p> By the time you become interested in credit, two things have probably already happened: 1) Your credit is bad, and has been for sometime 2) You want something in life like a new car or house and your poor credit is preventing you from achieving it At this point, you'll embark on your credit repair journey, and if ...


Your FOREX Trading Philosophy
14 Mar 2008 02:11:36 | Ron King
      "Easy money" is the allure that captivates many beginning FOREX traders. FOREX websites offer "risk-free" trading, "high returns", "low investment." These claims have a grain of truth in them, but the reality of FOREX is a bit more complex. Mistakes Of The Beginning Trader There are 2 common mistak ...


Overwhelmed by student loan debt? Consider a Consolidate Student Loan.
14 Mar 2008 02:11:36 | Mike Yeager
      A consolidate student loan is the perfect solution for people who need help managing their debt. If you have several different loan payments but want to make only one payment per month, you should apply for a Federal Consolidation Loan. With loan consolidation, your lender will combine your present loans into one single loan. If you do decid ...


A Payday Loan Or Cash Advance Can Be A Life Saver
14 Mar 2008 02:11:36 | Robert Stone
      A payday loan or cash advance can be a life saver in a financial emergency. Whether it is an unexpectedly high utility bill, or an unplanned medical bill, payday loans can provide you with the quick cash needed to help maintain your good credit. Let"s face it, if you don"t pay your bills on time your credit ...


Getting rich finally!
14 Mar 2008 02:11:36 | Steven Smith
      I was once living in misery, with so many debts to handle. With just a high school education, I need to make end meet by work odd-jobs. Eventually, I was so desperate in my financial crisis and I turn to God, pray for every night that He could bring miracle into my hollow life. A few days later I was surfing arou ...


What Is Foreclosure?
14 Mar 2008 02:11:36 | Ben Shar
      Can foreclosure be avoided? For many people, the worst thing that can happen to them is foreclosure on the house that they have dreamt about all their lives. But, there are things that you can do to save yourself this painful experience even if you are in the midst of it. Foreclosure is the bank forec ...


Opting For A Credit Card? Check Out Certain Terms
14 Mar 2008 02:11:36 | James Marriott
      You've just received a "pre-approved" credit card offer in your mail. Without wasting a minute you're ready to accept it, especially if it's the "before-the-offer-expires" one. Wait! Don't be in a hurry. Shop around a little and then make your decision about that credit card. Do you know that these "pre-approved" offers that pop u ...


Seek online loans from the comfort of your home
14 Mar 2008 02:11:36 | Braden Fred
      With the advent of the Internet, things have become easier to us. Nowadays, people prefer to shop online rather than go for the traditional way of shopping. It is quite natural that customers would prefer to shop from the cosy comfort of their home. The same is the case with loans as well. Online loans are becoming popular these days, and ...


Proper Use Of The Credit Dispute Letter
14 Mar 2008 02:11:36 | Thaddeus Collins
      One of the greatest benefits of the Fair Credit Reporting Act is that it allows the consumer the ability to dispute inaccurate information on their credit file. And, one of the best methods to accomplish this, is the dispute process. The purpose of the dispute letter is to give the consumer an avenue to ensure that ...


Requesting Payment Options to Repair Credit
14 Mar 2008 02:11:36 | Jonathan Cheong
      When you are in debt the best solution for repairing your credit is to ask for extensions, or arrange payment plans. If you have student loans, you can call your loan officer and request deference on your payments. If you are turned down on deference, you can ask for forbearance. Forbearance is a postponement of your monthly ...


Finding Good Loans for Bad Credit
14 Mar 2008 02:11:36 | John Mussi
      When looking for loans for bad credit, many people find that the loan offers that they receive are riddled with complex loan terms and excessive interest rates. If you're like most people, you don't want to pay more for loans for bad credit than you absolutely have to… and while the interest rates are likely going to be high ...


Conservative Investment Management Pays for This Firm
14 Mar 2008 02:11:36 | Tony Novak
      It is genrally not a good idea for an independent financial adviser to endorse specific companies or products by name and this article is not intentionally written as an endorsement. But when another industry magazine printed an article sub-titled “American Skandia’s Stroke of Genius” for viewing by financ ...


A Six Percent Loss In Two Weeks!
14 Mar 2008 02:11:36 | Tom Mullooly
      Did you know that 80% of the price movement in a stock or a mutual fund is determined by the overall market conditions and by the company's sector? This is the reason we use the top-down approach in managing your money. We look at the market conditions and at how the sector is performing before selecting individual names. The averag ...


You are a Recent College Graduate, Have a Job and Now What?
14 Mar 2008 02:11:36 | Pete Glocker
      Copyright 2005 Debt Management Credit Counseling Corp.Plan your financial future after college, through your twenties and beyond.By Pete Glocker DMCCA new car is the first purchase most college graduates want to make directly after graduation. You may ask yourself, what is the matter with being rewarded with something ni ...


Creating a Household Budget
14 Mar 2008 02:11:36 | John Mussi
      Sometimes it can seem as though daily expenses are getting out of control... you know that you should have enough money to cover everything, but it just never seems to work out that way. If your financial situation seems to be getting worse with each passing month, don't despair; with the aid of a household budget you should be able to quickly g ...


Unsecured Personal Loans and Credit
14 Mar 2008 02:11:36 | Steve
      For those exploring the possibility of taking a loan but not quite sure what unsecured personal loans and credit are all about, here’s a helpful summary. This summary will help you to understand what unsecured personal loans and credit involve and to determine whether they are right for you. Money borrowed through an unsecured personal loan is not ...


Refinancing: When is it worth it?
14 Mar 2008 02:11:36 | Teve Torbes
      When is it worth it to refinance your house? This guide will take you through a couple of the points you’ll need to know about when you’re trying to decide whether to refinance your mortgage or not. Generally, you need to be aware of what the interest rate you’re paying on your mortage is. When int ...


The Average Profile of Customers Opting for a Payday Loan Cash Advance
14 Mar 2008 02:11:36 | Angelina Rosario
      Payday loans are loans of a small amount, taken for a short duration of time. Payday loans are generally meant to be paid off on the next payday. Payday lenders loan out thousands of dollars every week to people who are in dire need of money. The Community Financial Service Association of America, payday lo ...


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