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Have you dreamed of becoming a millionaire? Then this article is for you. We live in a world of opportunity, and yet most Americans are

buried in credit card and other debt. We are surrounded by people who

are getting rich, but most of us are in limbo where are financial

affairs are concerned. Here are ten ways to get started toward making your dreams come true.

1. Decide to be financially successful. Believe that it can happen. You need to believe with every part of yourself (mind, body & soul)

that you can accomplish that. Also that you deserve it. 2. Learn about money. Most of us can't even balance our checking

account so it is important to challenge yourself to learning about

money. Invest in yourself, take courses, read books about money, learn

what you do not know. Have a plan. Look at your talents. Do you love

what you do for a living? That is the easiest place to start if you

love what you are doing it will be easy for you to keep on doing it. 3. Have a goal and know why you want the money. Take a good look at

what you would do if you had a million dollars. See yourself having

this money. Your idea must add value to the lives of others. The more

people your idea positively impacts upon the better

4. Reduce spending and put your money to work for you. Increase assets. Just making more money is not the answer. Making more

money means paying more taxes and when we get more cash we spend it. Invest your money.

4. Learn about taxes and tax shelters. Boring but necessary the rich

know about taxes and how to shelter their money.

5. Establish three separate checking accounts. 1. A reserve account to cover bills you don't pay every month. 2. An emergency account for those unexpected emergencies. 3. A goal setting account. This is for your next goal. Put away as much as you can each month even if it is only $25 a month. You can save that by skipping one meal out or your Starbucks coffee.

6. The number of millionaires now tops 3.5 million and you might be

surprised at who they are. According to a best-selling book, "The

Millionaire Next Door," they're your local welding contractor,

auctioneer, farmer, paving contractor and self-employed professional.

Nearly half of them have taxable household incomes of less than

$131,000 a year. More than half never inherited so much as one dollar.

Most of them got their money the old-fashioned way: they lived well

below their means and saved regularly.

7. Are you doing something each day toward Where you want to go?

8. Don't let obstacles hold you back just find a solution a way to go

under, around or over the oblstacle. 9.An aspiring millionaire never blames anything or anyone but themself

for the circumstances of their life.

10. Keep on keeping on. Don't let anything get in the way of your dreams.