14 Mar 2008 02:22:53 | Stephen Willett
Students and people undertaking small removals are
very likely to want to pack themselves.
Whereas self packing will save money, it muddies the water as
far as both insurers and removers are concerned. Spurious
claims, poorly defined responsibility (e.g you packed it badly),
and the high administative cost of 'adjusting' claims for small
amounts, all mitigate against good value for the
customer. Policies are so diluted by exclusion and excess
clauses, that they are usually ineffective against breakages.
You should however, insure your property - against theft,
and complete loss or destruction. Moreover you should take a
policy independent of a removal company's cover (talk to a
student insurance specialist). I will go further: If a remover
insists you buy insurance from them find another company...
Why? - Consider this: if a removal company is acting as an
agent for an insurer, he cannot allow his business to become a
funnel for claims. the remover will himself look a bad risk and
be uninsurable. Not only that, but the remover will be
contractually obliged not to admit liability on behalf of the
insurer (like in motor insurance). The removal company may
thus be an impediment to your claim. That is not to say that
removers are not themselves covered by their own insurance:- as
a minimum they will have public liability cover.
Protect yourself with an independent policy in your name.
Your money is well spent on proper packaging and
packing. Most breakages are the result of a lack of, or
inadequate preparation. If you take the all too common view that
your mover should just pick an item up and load it on a van, you
will become another statistic. When you have agreed a
collection and delivery type of arrangement (rather than a
packing service), then the mover will have no further
responsibility beyond loading your property as it is presented
to him.
So,to help start you thinking about packing for any move that
you might be planning:- Here are a few common examples
of shocking packing:
Kitchen crockery and glass piled up in an open avocado
box - rattle shake and break!
Stereos and computers covered by bin liners – the worst
of both worlds – not only are these items not protected, but the
mover cannot see what is being handled.
Picture glass protected with bubble wrap – is protected
from nothing. You must cover picture glass with cardboard like a
flattened box
Clothes and bedding stuffed into a single and probably
open bin bag – they invariably rip. If you must (and you will!),
double up the bags and leave room to tie them up. Boxes are far
better.
Books, paperwork and vinyl in large boxes that almost
weigh as much as a piano – A 12 bottle wine box is the maximum
size.
Pack boxes tidily so they close flat (with nothing poking
out) for stacking. Keep the weight managable. Mark them
clearly with your address and contact numbers. Package as
much as you can and number the boxes so you (or the
receiver) will be able to check that everything has arrived.
Have a successful move!
You can read more about reducing your removal cost together with
packing and packaging advice at:-WWW.student-movers-for
um.com
Packing Tips
insurance
About Author :
The author has spent 25 years in various service industries,
including the last 8 in the removals sector.