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14 Mar 2008 02:21:23 | Harold Parsons, www.LTC-Usa.com
As we grow older, our needs and ability to take care of
everything in our lives changes. Aging is a natural process
which will affect us all and, although most people plan for
their retirement, they fail to plan beyond that point. Long Term
Care refers to a wide variety of medical care, personal
assistance and social support that may be needed later in life.
Long Term Care can also be received for shorter periods of time
during an extended recovery period following an illness or
accident.
Basically, long term care provides care for a person when they
cannot care for themselves - either for a brief period of time
or indefinitely. Long Term Care is most often associated with
the words "Nursing Home", however, that is not always true.
There are several different options for care, such as: Home
Health Care, Adult Day Services, Assisted Living Facilities and
Nursing Facilities.
According to the United Seniors Health Cooperative (1997), the
average cost of a Nursing Facility (24 hour care) can exceed
$3,000 per month AND could be higher than $80,000 per year
depending on where you live. We realize these are staggering
numbers and recognize how important it is to research your
options carefully. Please visit our site to receive your free,
no obligation quote.
About Author :
Harold Parsons has been in the insurance industry since 1970 and
specializes in Long Term Care. Presently, Mr. Parsons is
affiliated with and markets some of the top Long-term Care
insurance companies and has over 2,500 agents nationwide. He is
solely devoted to educating agents and the public about
Long-term Care products through his marketing company and
websites and has held numerous seminars for agents as well as
consumers.
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