09 Mar 2008 03:50:23 | Ronald Goodpaster
One of the perks associated with today’s credit cards is the
frequent flier program. In order to determine which program is
best for you, you should consider whether you will be able to
obtain benefits from the dominant airlines in your region. You
should also try to find out which card will provide the easiest
ticket with the fewest hassles.
Airline-sponsored credit cards permit you to focus on a single
airline. It the airline has a hub in your community, it may be
responsible for most of the routes to potential destinations. As
a result, such credit cards can be convenient and economical and
could save you a great deal of money in the long run.
One option is Northwest VISA which is offered through U.S. Bank.
The card comes in both platinum and business versions—the
business variety offers more detailed expense tracking services.
Just for signing up, you’ll receive 10,000 miles. The annual fee
is $55 for the platinum and $90 for the business card. The card
permits you to earn miles beyond the $10,000 a month. Once you
get past that limit, you will receive a mile for every $2 a
month spent.
Delta American Express Skymiles can be used in a number of
upscale establishments. However, some travelers complain that it
cannot be used as widely as a VISA card. The annual fee is $85,
and the interest rates are calculated according to a complex
formula. The card is not available in Iowa or Puerto Rico.
The American Airlines Citibank MasterCard combines two giants of
industry—American Airlines and Citibank. The card comes in two
different varieties—platinum select and gold. You can earn 7,500
bonus miles for opening a platinum select account, and 10,000
bonus miles for the gold account.
The British Airways VISA Card awards you an astounding 15,000
miles the first time you use the card. The five-month
introductory APR is in the single digits; after that, you’ll be
charged 12.99 percent APR for any unpaid balances. The annual
fee for this Bank One card is $75.
Another option is bank-sponsored credit cards. Such cards permit
greater flexibility, since the miles earned can be used on a
number of different airlines instead of just one. If one airline
does not dominate in your region, this type of card is probably
best. Also, the minimum mileage required for travel is
frequently lower than that of airlines-sponsored cards.
One popular variety is the Capital One MilesOne Card, which
awards one mile for every dollar spent, up to a limit of $10,000
a month. Once you earn 9,000 points, you can win a free flight.
Experts say it’s a good card to have if you want to shop for
fares for a number of different airlines.
No matter which card you choose, frequent flier miles are
certainly a significant bonus. Such rewards programs allow you
to get extra mileage out of your credit cards. For more
information on applying for a Airline Credit Card please visit
HTTP://www.cheapcreditoffers.com
About Author :
Ron Goodpaster is the Senior Staff writer for
HTTP://www.cheapcreditoffers.com. He has been writing various
articles on consumer credit for HTTP:/cheapcreditoffers.com
since May 2005.