You cannot afford a home because you are not permitted to earn enough money. If for example you cannot afford to get to work, the work cannot be done. To get better pay, you might need that job in Exeter. But you and your family live in Redruth. To sell up and move to Exeter, would cost you so much money, that it would be impossible.

A house in Exeter, as good as yours in Redruth, will cost you so much more, that the higher pay would make you poorer than ever. You live at a time in which the worker, the producer of the nation's wealth, is so poorly paid, that he is not free, but is trapped and unable to move. If you started a family before you had acquired a home, your trap is an even deeper hole from which it is impossible to climb.

Wealth, real wealth cannot be created without being earned. But we have all sorts of ways, for people to get money without earning it. To have enough money to earn money you must be able to cover the cost of getting to and from your work. Unless your place of work is within financial range of food and shelter for you, that work is not available to you.

You have to be able to live in order to work. But that is not the true purpose of work. You do not live in order to work, you work in order to live a happy life for yourself and others.

Unless your boss and your Government know and understand the best way to free people from restraint and release the joy of creation in everyone, then they are aiding and abetting the slave masters. You may not realise it, when you are in debt, and working to pay off your debt, that you are enslaved by debt and working for the money lender and not for yourself or your family.

Once you are enslaved by debt you have lost permission to earn enough to buy a home. There is the nitty-gritty of why you cannot afford a home. But by telling you this, you are none the wiser, because there is no way out of this trap. The situation is hopeless.

But it is not in fact hopeless, the trap can be sprung.

In order to spring the trap, which makes it impossible to earn enough to afford a home, we need to look at all the ways in which people get money without earning it. There is no limit to how much that can be.

These people can out bid you for a home, and push the price through the roof. They create a boom in the housing market. In order for you to be in debt, somebody somewhere lent you some money. Somebody invested in you as a working unit, who would earn money with which to pay interest on that which you had borrowed. In the existing monetary system new money needed to build new homes does not exist. The economy is floating on a bubble of credit.

There is an inexhaustible supply of credit, it is manufactured out of thin air. Our Government allows new money to be created and issued by private banks as credit. Directly or indirectly the banks invest that credit in you and have the benefit of the interest paid for its use. New money created by the banks in this manner has to be redeemed by you, to free you from paying the interest.

But that is only the beginning of the fraud, which puts a home beyond your financial reach. It gets worse, a lot worse. But so complex, you do not see or understand what is happening.

Borrowing money into existence and using credit as our currency means that the value of the currency is pure guesswork. That value is a gamble. We have money markets. Casinos where those with insider know-how, can feather their nest, and leave you with no nest at all. Make no mistake, there are those who come by the money you need, without having to earn a penny. That is where the money goes, which you require to buy a family home.

All you need, is to know all of this and then I can trust you to change it.