Your Ticket To Freedom - Part-Time!

We are in a Wealth Crisis! We are in an era of tremendous opportunity but also an era of tremendous uncertainty. The "job for life" experience of yesterday has gone and whether senior management or skilled technician, there are no guarantees the job will still be there next week.

Companies are producing the same range of goods and services, with fewer and fewer employees. We are seeing phenomenal economic growth, but there are also massive layoffs as companies compete to produce more, with fewer resources and those left in the workplace have to pick up the slack. Today more than ever before in our working history, ordinary people are having to look at alternatives to their conventional income and are looking to Network Marketing as a viable alternative. Simply working hard and being obliging will not protect you from layoffs, outsourcing, mergers and restructuring. Also, as we age, the likelihood of retrenchment increases accordingly.

According to latest statistics, the average Australian will be in retirement for at least 25 years. Yet, only 5% will be financially independent by age 65. The remaining 95% will be either deceased, still working to make ends meet, or broke on the pension.

The Super Myth According to an article by Paul Clitheroe in the Sydney Morning Herald of 13 September 1997, "our superannuation system sucks - it is not enough". He says that "if we are going to accept even the most conservative figures on the ageing of our population, it's pretty obvious that we've got a major crisis approaching next century." For example, to retire on just 75% of salary at age 60, a 35-year-old would need to save 36.7% of their salary each year (the figures 48.2% for a 40-year-old and 67.6% for a 45-year-old). Can you afford to save this much? Obviously much more must be put away if one intends to retire at the earlier age of 55. The government requires us to contribute to superannuation to fund our own retirement and these rates of contribution are woefully inadequate. Most people will find their living standards will drop by 40 to 75% when they retire. They will struggle to make ends meet. The government will not have sufficient funds to pay the increasing number of retirees a "reasonable" old-age pension. Currently, more than 80% of retirees are living on less than $15,000 per annum, and experts say the situation will get worse! The choice for many Australians (including the self-employed) will be to return to work to supplement their income from "super" (if they can get a job), or to suffer significant decreases in their living standards and quality of life.

Your options for financial security Your options for financial security are limited - very limited. Here are some of the most likely options available to you.

Over time/second job: Involves long hours and stress, and impacts on personal life. Situations which cause anxiety and stress suppress certain body functions, weaken the immune system and make a person prone to illness, heart disease, cancer/ulcers etc.

Corporate Executive: Climb the corporate ladder. Some (very few) eventually make it, but at a great cost to health, personal relationships etc. Someone once said, "By working faithfully 10 hours a day, you may eventually get to be the boss and work 14 hours a day."

Investments: The current average superannuation payout is approximately $226,000. This amount invested at 5% interest equals $11,300 p.a. which equals $217 per week. Can you live comfortably on this, or will you have to cut back on some of your most basic needs?

Operate traditional business: Requires knowledge of cash flow, marketing and management. This is a risky venture, and more often than not, you become a slave to the business. Roughly 80% of all small businesses fail within their first year. A further 15% close within 5 years. Of the 5% that do make it, very few survive another 5 years. How many small businesses do you know, that have been around more than 10 years?

Franchise: Costs from $20,000 to over $500,000 to establish. Only 33% - the good ones - make decent profits. Of the remainder, half will fail and the other half will break even. Have you got $500,000 to invest in a good franchise?

Network/relationship marketing: One of the fastest growing industries - more than 150,000 people enter into this industry every week! However, a significant number of people drop out within the first six months because most marketing plans are hard to work, rewarding the few at the top at the expense of the others. The best companies satisfy the following criteria.

They are on a growth curve, with increased demand for their products They have consumable products to ensure repeat sales (unlike jewellery, plastic goods, etc). A product people use repeatedly, month after month without prompting. The use of a business plan that allows everyone to succeed, rewarding people according to their effort (and not just a few at the top). Mark Yarnell, one of the leaders of the industry says, "network marketing is the simplest path to prosperity in the history of capitalism". He also says. "this is the only industry that allows common people to earn milions with a minimal investment and zero overhead".

Which do you think is your best option?

The Opportunity

There are many ways to earn money. You could work hard, or you can work smart. You can work alone, or you can work with others as a team helping each other. It does not matter whether you're a doctor, dentist, labourer, accountant, teacher, or whatever, you get paid (by the hour), only when you work. No work, no pay!

A great way is to earn residual income - income that keeps flowing to you even when you are not working like that earned by best selling authors, pop artists. Our company offers one of the greatest leveraging opportunities for residual income available today. Starting part-time and working diligently, you could potentially retire from full-time employment in three to five years. In fact, you're earning potential is limited only by your imagination and effort.

Contact Australian Home Businesses for more information on how to start your Home Business today.

http://www.australainhomebusinesses.com